Accident On A Different Policy
I was in an accident on my wife’s car insurance policy. We made a successful claim but I will no longer be on the policy when it comes up for renewal. Does my wife have to declare the accident?
The question on the insurance proposal is “Have you had any accidents, claims or losses in any vehicle owned or driven by you in the last five years?”. Because the policy was in your wife’s name and the claim was made against her policy she will have to declare the accident.