No Claims Discount After Claim
How do no claims discounts work if you make a claim?
Usually if you make a claim you will lose two years of your no claims discount. If the vehicle has suffered only minor damage it could be worth getting your vehicle fixed yourself, you will still have to declare the accident to your insurer but you will not lose your no claims discount. It is also worth considering protecting your no claims discount if you are eligible which can give you a little bit of leeway.