Second Driver Declaring Claims
As a second driver on a policy do I have to declare any claims that the other drivers make on the policy I am named on?
If you were not driving at the time of the accident you would not have to declare it. The question on the car insurance form is: "Have you had any accidents, claims or losses in last 5 years?" As you haven’t had any accidents claims or losses, you would not have to declare it. However, if you were responsible for the accident the policy holder would have to declare it.