Voluntary And Compulsory Excess

What is the difference between voluntary and compulsory excess? When you obtain car insurance quotes you will be asked to select what excess you would like to apply to your policy on top of the excess which is automatically applied. The excess you choose is the voluntary excess and the excess which is automatically applied is the compulsory excess. These two combine to make the total excess. Usually the higher the total excess the lower the quote will be.
20/12/2012 15:06:11 Mike