Government Minister, Stephen Hammond, has revealed a proposal to abolish the current requirement to show a valid insurance certificate when purchasing car tax at the Post Office. Tiger.co.uk investigates further.
For some time now, motorists in the UK have been able to buy their car tax online at direct.gov.uk without having to produce evidence of insurance. This is because when you apply for a tax disc online your van, bike or car insurance
is automatically checked against the insurance database run by the Motor Insurers’ Bureau (MIB).
However, if a driver chooses to buy road tax for their vehicle at the Post Office they currently have to provide a valid certificate in order to prove that they have car insurance
Thanks to the recently introduced Continuous Insurance Enforcement (CIE) rules this situation could be about to change. The Motor Insurance Database (MID) is now compared regularly against the DVLA’s records to identify registered keepers of vehicles with no insurance which could render the requirement to show an insurance certificate at the Post Office unnecessary.
The CIE rules mean that it is now illegal to own a vehicle without it being insured – unless it has a been declared off road with a Statutory Off Road Notification (SORN).
Ashton West, MIB Chief Executive commented: “The introduction of Continuous Insurance Enforcement last year was always designed to provide a more robust and technology driven solution to ensuring that vehicles have insurance in place”.
Andrew Goulborn, Commercial Director for car insurance comparison
site Tiger.co.uk, commented: “It is good that the government is attempting to reduce red tape. However, if the proposal does go ahead we need to be confident that the process is accurate at detecting whether or not motor insurance is actually in place. The latest figures on uninsured drivers suggest that there are an estimated 1.2 million uninsured on the road. We need to make ensure that whatever method is put in place does not make it easier to drive without a valid policy”.