No Black Box Car Insurance Comparison

Car Insurance without a Black Box

Compare Car Insurance without a Black Box

Telematic, or black box, insurance is a popular way for drivers with higher premiums to reduce their costs. But it’s not necessarily right for everyone or the best way to find a great deal on car insurance.

Let’s take a look at answers to commonly asked questions and find out how Tiger.co.uk can help you find great deals on no black box insurance.

Is a black box compulsory…Do you legally need a black box?

Although some drivers are now opting for black box insurance policies, they’re not compulsory. If you’re a careful, law-abiding driver having a black box could help you save money on your insurance. If you have a few bad driving habits or you’ve already got a low-cost premium then a black box might make little difference or even push up the price of your insurance.

What is car insurance without a black box?

Car insurance without a black box is a standard insurance policy that doesn’t involve the use of a telematics device.

With telematics insurance, a black box is fitted to your car to track your usage and driving style – things like handling, speed, what time you’re driving and the length of your journeys. It can be fitted on old gas-powered cars as well as modern electric ones and is used by insurers to adjust your insurance premium day-to-day.

If you have a car with no black box fitted, then insurers can’t track your driving behaviour and can only calculate your premium based on other factors like age, occupation, your claims history and postcode.

Is it worth paying extra for no black box insurance?

No black box insurance isn’t necessarily more expensive, although if you have some high-risk factors (age, convictions, etc.) but are a sensible, safe driver, then a black box can save you money. If you don’t like the idea of your data being collected, or you’re already judged to be a low-risk driver, then whether or not you have a black box is unlikely to make much difference to your insurance premiums.

Can you bypass insurance black box?

There’s no legal way to “tamper” with your black box for the purposes of deceiving your insurer without committing insurance fraud. Your insurance will also naturally be rendered invalid by any unauthorised tampering to your black box.

How can I get cheaper car insurance without a black box?

Having a black box won’t automatically mean you’ll get cheaper car insurance. There are lots of steps you can take to secure cheaper no black box insurance deals, like:

• Choosing to drive a cheaper car
• Avoiding car modifications that can make your car more valuable or vulnerable to theft
• Opting to pay a higher voluntary excess
• Paying annually rather than monthly
• Improving your car’s security with car alarms or immobilisers

Compare car insurance without a black box at Tiger.co.uk

One of the best ways to find a great deal is to contact multiple insurers to compare car insurance without a black box. At Tiger.co.uk we take the hassle out of collecting quotes and do the hard work for you. Fill in one quick online form and we’ll gather quotes from trusted UK providers. We’ll set out available offers in an easy-to-understand format making it simpler for you to compare deals and find a provider that’s right for you.