Tiger guide to travel insurance in 2025
Ideally your travel insurance should start on the day you buy your holiday not the day your holiday starts, this helps protect you against issues on the run up to your trip.
There are various types of insurance to choose from;
Single Trip Insurance
Single Trip Insurance policies are for short one-off holidays of 31 days or less and are great if you don’t go away very often. You can get one each time you travel.
Annual policy
Annual policies last 12 months from the date you choose. If you go away three times a year this policy makes more sense than lots of single trip policies.
When to renew travel insurance?
If you like the peace of mind that a multi trip policy gives you then it is sensible to start a new policy as soon as the old one expires. To ensure you have continuous cover, the start date on your new policy should be the same as the end date on your previous one.
Which type of travel insurance do I need?
If you are going on a specific type of holiday with particular risks then it’s worth considering specialist policies. For example winter sports insurance is designed for people going on a skiing holiday.
Whatever type of insurance you pick will be covered for standard risks, including missed departure, lost luggage, medical fees and cancellation if you can’t go.
How far in advance can I buy travel insurance?
Most single trip policies can be bought up to a year in advance and multi trip insurance up to one month before the start date you choose. It makes sense not to leave travel insurance to the last minute. Going abroad anywhere without travel insurance could end up ruining your holiday and leaving you seriously out of pocket.
Backpacker cover is another option alongside single trip and multi trip cover. If you are planning an extended journey through multiple countries, Backpacker cover can protect you for travel through an entire continent or multiple continents.
Ian Wilson, Managing Director of Tiger.co.uk said: “According to recent research, holidays are on the up and are the most popular reason for UK residents to travel abroad. However, getting prepped for holidays can be a stressful time, especially now that there are so many options for taking your cash with you.
“It’s also worth noting that standard travel insurance policies don’t always cover loss or theft of cash, so if holidaymakers intend on taking a large amount of cash with them, it would be worth speaking to their insurance provider and adding on any additional cover they need.”