Breakdown Cover Comparison

Compare Breakdown Cover

Whether you own a car, a van or a motorbike, a breakdown is always going to be a headache. But if you have the right breakdown cover in place when your vehicle conks out at least you won’t have to fork out for roadside assistance or a recovery truck yourself, and in some cases your repairs might be covered as well.

This insurance comparison service can help you to compare breakdown cover quotes from a range of different providers with one short form, which means you stand a better chance of finding a breakdown insurance quote.

What is breakdown cover in car insurance?

Breakdown cover is a form of insurance that covers the costs associated with getting your car back on the road after a break down. Most policies will cover a technician to be sent out to try and fix your car on location, if this is not possible the cost of transporting your car to a repair shop will also be covered. Some breakdown insurance policies will also cover you for overnight accommodation or a loan car.

How much does breakdown insurance cost?

Breakdown insurance (or breakdown cover, as it’s also known) varies in price from one insurance provider to the next, and risk factors relating to your vehicle will sometimes influence the cost as well. For instance, an older, less reliable car might cost more for breakdown insurance than a new model that only rolled off the production line last year.

The best plan is to compare breakdown insurance quotes and then go with the provider that offers the best cover at the cheapest price.

Does breakdown cover always include roadside assistance?

Yes, roadside assistance is the core element in a breakdown cover policy, and as such every policy should offer this feature. Roadside assistance will try to fix the issue at the side of the road and get you moving again, but if the issue can’t be resolved there and then you’ll then be offered the option of being towed back to your home or to the nearest garage.

Does breakdown cover always include home assistance?

No, some breakdown cover policies offer home assistance, while others don’t offer this unless you choose to bundle it with your policy. Home assistance is designed to help if you’re unable to start your car at your own home.

Is breakdown cover valid if I’m driving abroad?

If you take your car on a ferry to Ireland or France or the Netherlands some breakdown insurance policies will include a ‘European Cover’ feature that means you’ll be covered while you’re driving abroad as well. However, this isn’t always included as standard, so it’s important to double check this and to consider adding it as an add-on if it isn’t a standard feature of your breakdown cover policy.